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TO BANKS, WHOLESALE LENDERS & ASSET MANAGERS
We would like you to feel you can call on us for details about how we can be proactive in Loss Prevention and Property Preservation dilemmas. This is what we do for Real Estate Owned by Banks & Financial Institutions with great regularity. Only on behalf of these Banks or a Mortgage Company / Loan Servicers do we contact the current Occupant / Owner and make sure that they are taking good care of the home. In addition we also offer property repairs and landscaping services for those homes that may not be in presentable conditon or may be in violation of local ordinance & city or county health building & safety codes. Our marketing with quick reply & response times on all calls from serious buyers is unsurpassed! Call or email me directly at (714) 585-8697 or AlanCirson@yahoo.com. We ALWAYS PICK UP THOSE CALLS 7 days a week!
TO HOME OWNERS & INVESTORS
With the current state of the California Housing & Finance Markets, there are many homeowners finding themselves facing difficult Real Estate Investment decisions. Many Homeowners are in a Financial Crisis such as loss of employment, recent medical problems, income loss or reduction, death, divorce, Business failures, or new unexpected expenses like major car repairs, college tuition or a new baby! These issues are making it hard to keep up with all the Monthly Living Expenses. With the many Superior Industry Resources we offer many Homeowners wonderful solutions in these serious matters! Please call us for a free no cost evaluation of your specific circumstances. You may be able to lower your monthly payments, reduce payoff amounts, and eventually help improve your credit ratings as well. There are now many options for Loan Modification or Mortgage Forbearance Agreements available to homeowners as of May 2012. These special mortgage payment agreements usually help solve or create solutions towards a better payment agreement between a lender and a borrower. The most popular way to help in TODAYS ECONOMY is a Loan Modification. Depending on your exact situation, your lender may consider a mortgage modification. With a mortgage modification, it's possible to rewrite your existing Mortgage. This will make your new monthly payment permanently affordable and allow you to build the missed payments into a new renegotiated 30 year home loan. The other options are a Short sale or Short Refinance Payoff. Short refinance is possible only if you are current on your mortgage payments. With the NEW HARP 2.0 Programs you will get loans solely based on your Credit & Payment history, with high LTVs. However a Short Sale will allow you to be forgiven in many cases for the complete Mortgage loan balance along with less damaging credit implications on your permenant Credit Report. Much better than the option of simply walking away from the debt. We may be able to create an opportunity to short sell your home or Short Refinance your home, making it more attractive to investors thereby improving your chances of obtaining a mortgage loan refinance or help selling the property in the current distressed real estate market. A deed in lieu of foreclosure is usually considered as the last resort to avoid a formal foreclosure. Your lender may allow you to voluntarily "give back" your property to them. You would offer the deed to your property in Lieu of any foreclosure debt. This won't save your home, and it may not help you improve your credit rating over time. A deed in lieu of foreclosure is only one step better than walking away and letting that home go to foreclosure, but should be considered as a last resort if you are unable to refinance, Short Sell, or qualify for a repayment or Loan Modification Plan. We can also offer you our Homeowners Property Management Services. zfor homeowners who thought about walking away from their home is not the best idea. Remember as the current homeowner you may be able to obtain a new rental tenant who will pay your mortgage for you by using the services provided by our property management company. This can insure a comfortable transition for you and your family while keeping your home especially if you have somewhere else to move to. Remember there are many alternatives to homeowners in default or foreclosure and even some silver linings that can quickly help your family to recover from a difficult financial situation! Please call us for more information immediately. CALL THE PLATINUM GROUP FOR INFORMATION!!
CALL US AT: (714) 585-8697 Ask for Alan Cirson - BROKER - REALTOR
Take advantage of then flexible LENDERS with NEW LARGER CONFORMING LOAN LIMITS & GREAT LOW INTEREST RATES Also available now is 203K CHFHA with NO Down Payment for First Time Home Buyers or Fixer Upper Opportunities! We also have programs tailored specifically for our wonderful Public Community emplyees such as Policeman, Teachers, City Emplyees, County workers, and Fireman.
Call US at PLATINUM MORTGAGE GROUP for available LOAN OPTIONS!
CALL for COMMERCIAL INVESTMENT PROPERTY (949) 929-2726 |
